The Lummis-Reiter Team
lummisteamcsm@gmail.com123 Useppa Island #Unit B Useppa Island, FL 33921
2 Beds
3 Baths
1,478 SqFt
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Villa Attached
Listing Status Active
Purchase Type For Sale
Square Footage 1,478 sqft
Price per Sqft $642
Subdivision Useppa Island
MLS Listing ID 2026025926
Bedrooms 2
Full Baths 2
Half Baths 1
HOA Y/N No
Annual Recurring Fee 25176.0
Year Built 1980
Annual Tax Amount $5,360
Tax Year 2025
Lot Size 3,659 Sqft
Acres 0.084
Property Sub-Type Villa Attached
Source Florida Gulf Coast
Property Description
The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery.
The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows.
For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.
Location
State FL
County Lee
Area Oi01 - Outer Islands
Zoning RM-2
Direction This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
Rooms
Primary Bedroom Level Master BR Ground
Master Bedroom Master BR Ground
Dining Room Breakfast Bar, Dining - Living
Interior
Interior Features Split Bedrooms, Guest Bath, Guest Room, Built-In Cabinets, Exclusions, Vaulted Ceiling(s)
Heating Central Electric, Zoned, Fireplace(s)
Cooling Central Electric, Zoned
Flooring Tile, Wood
Fireplace Yes
Window Features Impact Resistant,Impact Resistant Windows,Shutters,Shutters - Screens/Fabric,Decorative Shutters,Window Coverings
Appliance Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
Laundry Inside
Exterior
Exterior Feature Balcony, Screened Balcony
Community Features Bike And Jog Path, Bocce Court, Community Boat Slip, Pool, Community Spa/Hot tub, Fitness Center, Street Lights, Tennis Court(s), Marina, Pickleball, Private Membership, Restaurant, See Remarks, Boating
Utilities Available Underground Utilities, Propane, Cable Not Available
Waterfront Description None
View Y/N Yes
View Basin, Bay, Mangroves, Water
Roof Type Metal
Porch Open Porch/Lanai, Screened Lanai/Porch, Deck, Patio
Garage No
Private Pool No
Building
Lot Description Across From Waterfront
Faces This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
Story 2
Sewer Central
Water Central
Level or Stories Two, 2 Story
Structure Type Elevated,Piling,Wood Frame,Vinyl Siding
New Construction No
Others
HOA Fee Include Rec Facilities,Street Lights,Street Maintenance,Trash
Tax ID 04-44-21-01-00001.023A
Ownership Single Family
Acceptable Financing Buyer Finance/Cash
Listing Terms Buyer Finance/Cash
Pets Allowed With Approval
Virtual Tour https://marketing.realogy.imprev.net/03/452103/146658487/
The Lummis-Reiter Team
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